September 2026

Why Mortgage Rates Move With the 10-Year Treasury (And Why War Sends Them Up)

Mortgage rates aren't set by your bank — they follow a bond most people have never heard of. Here's the whole chain, from oil to inflation to your monthly payment.

September 2026

Knowledge Equity

Wealth inequality persists in part because financial knowledge gets passed down in some families and not others. Here's why that has to change.

September 2026

Why Every Kid Should Have a Roth IRA Before They're 18

Starting a Roth IRA young might be one of the most underrated moves in personal finance. Here's how custodial accounts work, and why time matters more than money.

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Planning for Your Child's College Costs

529 accounts and student loans, explained in plain language — what each one actually does, and how they work together.